I was amazed during one of my dates when the young woman asked me if everything I plan goes the way I planned. I was surprised because I always thought, hey I planned and why shouldn’t go the way I planned. Obviously, this is my idealism cashing in but I have always believed in Winston Churchill when he said that the empires of the future are in the minds of men and  the idea that the future belongs to those who imagine it.

             My own intellectual dissatisfaction of academia has led me to assertively conclude that I may not know everything in this world, and at one point I actually did think I know everything, but one thing I can be sure of is my existence. This came out of my own existential speculation, back then I was studying philosophy.  I honestly believe that we should be cognizant of the fact that we live in a world in which genuinely skepticism stenches everything other than our life; and within Objectivism life becomes a dosage of happiness, personal as well as societal achievements, and the rest. I think if we allow ourselves to staunchly proclaim our existence in a particular way we would be able to do things without hesitation.

 I was writing some linear planning dividing each month at 16 and ending at 31. I thought to myself, given what Im planning to do as the time goes by I need to have $2500 at 16 and  $2500 at the end of the month as incoming cash. How I manage to do that in terms of work is inconsequential; the higher objective is the attainment of the 2500.  Then as a sub group within that I said 1000 is fixed  as an expenditure to go into fixed income investment. In other words what is considered as “saving” I mentally structure it as an expenditure then I have my “real” expenditures every month which come to 1000.  I did this for a whole year and given the compounding effect on the “expenditure/saving” would look to initial  cash of 12 times 1000 ( total cash is about 12000) thereafter compounded in three month installments looking to have 15,000 in a year; which then  can go somewhere. However, the main objective is how I mentally structure what is objectively a saving as an expenditure: which forces me to always “spend that 1000 every month.” I believe in sticking to the schedule, even though life now and then throws things at us, but planning is never bad; because it is our life and we can take it wherever we want! I honestly believe this.

            The same method is used for my intellectual growth.   Usually divide them in three months, in which I study philosophy, sciences, economics, and history (any). I think this offers a very awesome  way of living because  many have said life is like a journey and we should live it just like that, a journey.  Owning our lives and where we want to take them I think is the greatest freedom; the only thing now is to make sure that the mind believes in the existence of that freedom; otherwise I need not chain you physically if I own your mind for there is no greater prisoner than the mind! Life is certainly about growth for me!!

            This is short-term planning. Long-term wise it is always good, in my case to note the behavior which would affect what I perceive is a long –term project. Example, credit cards, I was able to check my score and it was good. So I decided well, what is structurally dependent on that credit score; because at 21 I want to get a car because it becomes inexpensive for me to own one. So I make sure that the aggregated “behaviors” that would hinder the achievement of such a long term goal are  observed and not engaged in—but I should say, socially some of the ladies argue that I lack spontateneity, so there is a social tradeoff with this type of planning(lolol).   Overall, though, I do not think there is anything particularly wrong with planning.

            Investment wise, some investments are engaged in because one anticipates their use. Never, ever, ever go into the game without a plan! Initially the plan will make sense of the risk tolerance as well as the aggression with the investments. Even though one might be an aggressive investor, doing fixed income would be a reflection that they want to buy their first house goal is a house in Zambia, which if   the bought cash would increase their risk tolerance of risk.

 For education, I certainly see it as a long term investment, but one that costs money. However, one should force themselves to offset the initial investment with an aggressive return. An example would be spending money in college for four year at  say 100,000; after that degree is obtained one should be able to get at least 100,001 in income within the four years. Aggressively it would be 250000-300000 as income generated because of that investment—a return that is more than 100%. I guess, the mind is what Im emphasizing is a key to how some of these things can be done. Im an inherent believer that the greatest obstacle is not doing things but thinking that those things can be done